Is the Brex card a credit card or a debit card?

All Brex cards are credit cards. We report your payment history on these cards to business credit bureaus, so Brex Cards can help you build business credit.

Payment is typically due for daily statements card balances every day. However, funds aren’t immediately withdrawn whenever you transact. Instead, all of your cleared transactions are added to your statement, which is paid automatically according to your account type (daily or monthly).

A key difference that sets the Brex card apart from other credit cards is its dynamic limit structure. Rather than maintaining a fixed credit limit, the limit on your Brex card will update in relation to your cash balances.

How do Brex credit limits work? provides more details on how your credit limit is determined.

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