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Brex business account — stability and safety for your funds.

Funds are kept in multiple FDIC-insured accounts, or a money market fund that must hold 99.5% of its money in securities fully backed by the US government.

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FDIC
FDIC
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1-chart-mobile

Brex business account — stability and safety for your funds.

Funds are kept in multiple FDIC-insured accounts, or a money market fund that must hold 99.5% of its money in securities fully backed by the US government.

Open an account
FDIC
FDIC
Security Lock
Security Lock

How Brex accounts keep your money safe.

Brex business accounts minimize your exposure to any one bank, or even to Brex itself.

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FINALBusiness Chart - Mobile

Industry-leading FDIC coverage.

100% of funds are always available for withdrawal, and Brex never uses your deposits for lending purposes.

• Get up to $6M in FDIC coverage by multiplying the standard $250K coverage across multiple banks.

• Funds are diversified across multiple banks, and no funds are held on Brex’s balance sheet.

Safe-Secure
Safe-Secure

Safe, even beyond FDIC insurance.

You can choose to invest any part of your balance in a money market fund that must hold 99.5% in cash or securities backed by the US government.

AAA-rated fund administered by BNY Mellon (see prospectus here), a bank with over $1.8 trillion in assets under management.

• Adjust your allocation anytime, and maintain access to your funds at all times.

• Earn 4.71% yield on your balance.

24 hours available V2
24 hours available

100% of funds in Brex business accounts are always available for withdrawal.

Brex is not a bank and doesn’t lend deposits away — therefore, it cannot experience a bank run.

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Come for the safety, stay for convenience and speed.

BA-Cash account
BA-Cash account

Brex is your all-in-one financial stack.

Manage all your spend in one place with a Brex business account, corporate card, reimbursements, travel, and invoices all in one.

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BA-Global payments

Send global ACH and wires, from anywhere.

Move money faster globally and in local currency by ACH, wire, and mobile app. Pay vendors, run payroll, or make international payments.

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Travel

Manage your money on a 5-star mobile app.

The Brex app is like having an assistant in your pocket — see tasks that need your attention, send payments, and access your card so you’re never without it.

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Track your cash across multiple accounts.

Create up to 8 accounts to keep investor funds separate from operational expenses and more. Get individualized monthly reports for each account.

Pay bills automatically.

Forward invoices to Brex to automatically draft bills and schedule US payments from external accounts or international payments from your Brex account.

Make informed decisions with quick insights.

Visualize your cash flow and use our scenario planner tool to model business decisions and understand their financial impact on runway and burn rate.

The startup business account for scale.

Choose the business account used by 1 in 4 US startups.

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Brex business account

Bank account


FDIC coverage up to $6M

Brex business account

Bank account


MMF investment options that earn yield

Brex business account

Bank account


Easy online application

Brex business account

Bank account


No minimum balance

Brex business account

Bank account


Unlimited users & cards

Brex business account

Bank account


Helps build business credit

Brex business account

Bank account


Up to 7x rewards on every purchase

Brex business account

Bank account


Live 24/7 support

Brex business account

Bank account


Expense management & reimbursements

Brex business account

Bank account


Financial forecasting tools

Brex business account

Bank account


API & no-code integrations

Brex business account

Bank account


Top-rated mobile app

Brex business account

Bank account


1,000+ accounting integrations

Brex business account

Bank account

Explore other ways Brex helps you scale.

BA-Account card
BA-Account card

Get a card and account in minutes.

Open a Brex card and business account from any device in 10 minutes. All you need is a US EIN or IRS letter, incorporation and ownership details, and photo ID. If you’re not incorporated yet, we can help with that too through our partners.

BA-Integration
BA-Integration

Sync all your financial data.

Quickly connect your ERP to Brex for a real-time view of your funds and automatically match our categories with your GL accounts.

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BA_integrations

Automate your financial workflows.

Streamline manual processes via our API and no-code platforms like Workato and Zapier.

BA-rewards
BA-rewards

Earn rewards that help you scale.

Collect points on all card spend and redeem them for rewards like billboard advertising and team-building events, or straight cash back.

BA-Discounts
BA-Discounts

Save over $180K on software and services.

Get exclusive discounts on platforms that help you run your company.

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BA-chat

Live support, 24/7.

Reach our friendly team by phone or chat to ask questions or dispute a transaction.

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Card03_LightModeAlpha

Start growing with Brex today.

Get 10,000 points when you spend your first $1,000 on your Brex card and another 10,000 when you spend $3,000 in 3 months on your card.

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