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Best business bank account for startups

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The best place to manage your operating cash.

Get a Brex business account that earns 4.89% yield with same-day liquidity, enables fast global payments, and pairs perfectly with your Brex card.

Get started
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BBA-hero-mobile

The best place to manage your operating cash.

Get a Brex business account that earns 4.89% yield with same-day liquidity, enables fast global payments, and pairs perfectly with your Brex card.

Get started
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Allocation bkgd
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Group 48098416

Start with a strong financial foundation.

Ready to put those investor checks to work? Get a flexible account that lets you save, spend, and grow your cash — all in a single dashboard.

  • Fast signup

    Apply for an account in minutes with no minimum balance or personal guarantee.

  • Easy deposits

    Add funds by ACH, check, or wire with simple instructions to send your investors and co-founders.

  • Cash protection

    Diversify your funds across our FDIC-insured partner banks for up to $6M in coverage using just one account.

  • High-yield option

    Invest your cash in a money market fund for 4.89% yield, and use it for ongoing expenses with same-day liquidity. Reallocate to FDIC-insured cash anytime.

Allocation tablet
Allocation tablet

Start with a strong financial foundation.

Ready to put those investor checks to work? Get a flexible account that lets you save, spend, and grow your cash — all in a single dashboard.

  • Fast signup

    Apply for an account in minutes with no minimum balance or personal guarantee.

  • Easy deposits

    Add funds by ACH, check, or wire with simple instructions to send your investors and co-founders.

  • Cash protection

    Reduce your institutional risk in a single account that diversifies your funds across FDIC-insured banks, up to $6M.

  • High-yield option

    Invest your balance in money market funds for X% yield, and use it for ongoing expenses with same-day liquidity. Reallocate to FDIC-insured cash anytime.

money-movement-tablet
money-movement-tablet

Move money faster than with banks.

Get your money where it needs to go. Automate your bills and payments with same-day transfers and manage them from anywhere with the Brex app.

  • Payments and reimbursements

    Reimburse employees with same-day transfers, run payroll, and send and receive money globally via ACH, checks, and wires in USD and foreign currency.

  • Automated bill pay

    Speed up vendor payments with auto-filled invoices, set up admin approvals, and manage bills — all from a dedicated AP account.

  • Business credit card

    Apply for a Brex credit card and pay off statements instantly with a Brex business account to avoid slow bank transfers and always know your real-time balance.

money-movement-tablet
money-movement-tablet

Move money faster than with banks.

Get your money where it needs to go. Automate your bills and payments with same-day transfers and manage them from anywhere with the Brex app.

  • Payments and reimbursements

    Take advantage of same-day transfers to reimburse employees, run payroll, and send and receive money globally with ACH, checks, and wires in USD and foreign currency.

  • Automated bill pay

    Speed up vendor payments with auto-filled invoices, set up admin approvals, and manage bills — all from a dedicated AP account.

  • Business credit card

    Apply for a Brex credit card and pay off statements instantly with a Brex business account to avoid slow bank transfers and always know your real-time balance.

“The biggest problem Brex solves for me is knowing where our money is at all times. I want to focus on my product, talking to customers, and growing our team — not paying bills.”

— Lydia Han, CEO & Co-Founder, ModernLoop

A financial control center built to last.

The Brex business account unlocks the full power of our all-in-one stack for easier financial management now and as you scale.

All-in-one command center.

View your finances in one place, including your Brex business accounts, external accounts, and all spend data — via app or desktop.

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Customizable permissions.

Control what team members see, do, and approve on Brex with “need-to-know” user roles that boost security and efficiency.

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1,000s of integrations.

Integrate your Brex account and card with the accounting, payroll, and HRIS systems you already use to streamline your workflows.

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Enterprise-grade account security.

Stay secure with multi-factor and biometric authentication, 24/7 global support, and fraud protection for your Brex cards.

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Get more than an account — tap into our community.

We’re a startup too, so we know what it takes to be recognized. Let’s get you connected.

We’ll save you a seat.

Expand your network and get introduced to your next hire, VC, or partner with help from Brex. Join our IRL community and enjoy invites to founder events and webinars with industry experts.

Sign up for our founder newsletter
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Group 100461

“Brex simplifies our financial stack. We no longer have to get many different tools and stitch them together.”

— Richard Mensah, Founder & CEO, Salley

The #1 financial stack for startups.

Future-proof your finances with the only all-in-one stack designed to scale with you from incorporation to IPO and beyond.

Explore the full stack

Cards

Treasury

Insights on banking alternatives for startups.

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Streamline your cash management with a Brex business account

A Brex business account is a powerful cash management tool. Ensure the safety and liquidity of your operating funds with these best practices.

FAQ