📣 New on Brex — business banking that takes every dollar further >

Best business bank account for startups

Banking that takes every dollar further.

Modern checking, treasury, and vault in one place — with 4.89% yield earned* from your first dollar and no transaction fees.

Brex is a financial technology company, not a bank. Checking accounts and banking services provided by Column N.A., Member FDIC.

TRUSTED BY 1 IN EVERY 3 STARTUPS

Protect your cash and extend your runway.

Open an account in minutes to get the best of checking, treasury, and FDIC insurance — with 24/7 global support.

CHECKING

Move money fast, worldwide.

Banish hidden bank fees and simplify your deposits, payments, and payroll with Brex.

  • Automate bills and payments with ACH and checks

  • Send wires in over 40 currencies

  • Automate spend controls and approval flows

CHECKING

Move money fast, worldwide.

Banish hidden bank fees and simplify your deposits, payments, and payroll with Brex.

  • Automate bills and payments with ACH and checks

  • Send wires in over 40 currencies

  • Automate spend controls and approval flows

TREASURY

Earn 4.89% yield from day one.

Brex comes with access to yield-earning treasury from the day you open your business account.

  • Maximize earnings with no minimums or fees

  • Earn up to 4.89% yield with 100% liquidity

  • Use auto transfers to earn on unused operating cash

TREASURY

Earn 4.89% yield from day one.

Brex comes with access to yield-earning treasury from the day you open your business account.

  • Maximize earnings with no minimums or fees

  • Earn up to 4.89% yield with 100% liquidity

  • Use auto transfers to earn on unused operating cash

VAULT

Stash your cash with confidence.

There’s a better way to save — put it in the vault* for 20x FDIC protection and the diversification of a CFO’s dreams.

  • Get up to $6M in FDIC coverage through 20+ program banks

  • Enjoy 24/7 support and enterprise-grade security

  • Transfer funds into your checking account anytime

VAULT

Stash your cash with confidence.

There’s a better way to save — put it in the vault* for 20x FDIC protection and the diversification of a CFO’s dreams.

  • Get up to $6M in FDIC coverage through 20+ program banks

  • Enjoy 24/7 support and enterprise-grade security

  • Transfer funds into your checking account anytime

$361M

Total yield earned by customers on Brex

"Our Brex business account allows us to generate yield on our cash while seamlessly processing wires and ACH transactions. It's the best of both worlds."

— John Melas-Kyriazi, Co-Founder & CEO

standard metrics
standard metrics

$361M

Total yield earned by customers on Brex

"Our Brex business account allows us to generate yield on our cash while seamlessly processing wires and ACH transactions. It's the best of both worlds."

— John Melas-Kyriazi, Co-Founder & CEO

standard metrics
standard metrics
stack-bg-texture-gigapixel-standard v2-2xstack-bg-texture-gigapixel-standard v2-2x
Banking_financial stack
Banking_financial stack

Bank on a financial stack that scales with you.

Explore our startup stack 

Get the world’s most powerful card

Get 40x higher credit limits by pairing a Brex business account with Brex corporate cards.

Explore Brex cards 

Pay bills without lifting a finger

Never enter another invoice — automate your accounts payable end to end with free bill pay.

Reduce manual accounting work

Brex integrates with QuickBooks, Sage Intacct, NetSuite, & more to keep your transaction in sync.

See how banking through Brex stacks up.

Brex

Mercury

Traditional banks

Brex

Mercury

Traditional banks

No treasury fees

No treasury fees

Earn yield immediately

$0 minimum, starts on day 1

Only after $500K minimum deposit

Earn yield immediately

$0 minimum, starts on day 1

Only after $500K minimum deposit

Global money movement

40+ currencies

20 currencies, 1% fee

Varies

Global money movement

40+ currencies

20 currencies, 1% fee

Varies

100% liquidity and fast transfers

0 – 1 days

Up to 5 days

100% liquidity and fast transfers

0 – 1 days

Up to 5 days

Industry-leading FDIC insurance

Up to $6M through program banks

Up to $5M through program banks

$250K

Industry-leading FDIC insurance

Up to $6M through program banks

Up to $5M through program banks

$250K

Up to 40x higher card limits

Up to 40x higher card limits

Integrated, automated bill pay

Free

Limited

Limited

Integrated, automated bill pay

Free

Limited

Limited

24/7 live support

Varies

24/7 live support

Varies

FAQ

Insights on banking for startups.

Local-cards-desktop

Building a global financial strategy

Michael Tannenbaum, Brex CFO and COO, provides a recap of "The New Financial Playbook" in partnership with The Information and discusses how Brex can help you build a global financial strategy.

banking footerbanking footer

Get more from every dollar.

Scale faster with a free account that makes it easy to save, spend, and grow your cash.

Get started
banking-footer
banking-footer

Get more from every dollar.

Scale faster with a free account that makes it easy to save, spend, and grow your cash.

Get started