Brex business account — stability and safety for your funds.
Funds are kept in multiple FDIC-insured accounts, or a money market fund that must hold 99.5% of its money in securities fully backed by the US government.
Brex business account — stability and safety for your funds.
Funds are kept in multiple FDIC-insured accounts, or a money market fund that must hold 99.5% of its money in securities fully backed by the US government.
How Brex accounts keep your money safe.
Brex business accounts minimize your exposure to any one bank, or even to Brex itself.
Industry-leading FDIC coverage.
100% of funds are always available for withdrawal, and Brex never uses your deposits for lending purposes.
• Get up to $6M in FDIC coverage by multiplying the standard $250K coverage across multiple banks.
• Funds are diversified across multiple banks, and no funds are held on Brex’s balance sheet.
Safe, even beyond FDIC insurance.
You can choose to invest any part of your balance in a money market fund that must hold 99.5% in cash or securities backed by the US government.
• AAA-rated fund administered by BNY Mellon (see prospectus here), a bank with over $1.8 trillion in assets under management.
• Adjust your allocation anytime, and maintain access to your funds at all times.
• Earn 4.71% yield on your balance.
100% of funds in Brex business accounts are always available for withdrawal.
Brex is not a bank and doesn’t lend deposits away — therefore, it cannot experience a bank run.
Come for the safety, stay for convenience and speed.
Brex is your all-in-one financial stack.
Manage all your spend in one place with a Brex business account, corporate card, reimbursements, travel, and invoices all in one.
Send global ACH and wires, from anywhere.
Move money faster globally and in local currency by ACH, wire, and mobile app. Pay vendors, run payroll, or make international payments.
Manage your money on a 5-star mobile app.
The Brex app is like having an assistant in your pocket — see tasks that need your attention, send payments, and access your card so you’re never without it.
Track your cash across multiple accounts.
Create up to 8 accounts to keep investor funds separate from operational expenses and more. Get individualized monthly reports for each account.
Pay bills automatically.
Forward invoices to Brex to automatically draft bills and schedule US payments from external accounts or international payments from your Brex account.
Make informed decisions with quick insights.
Visualize your cash flow and use our scenario planner tool to model business decisions and understand their financial impact on runway and burn rate.
The startup business account for scale.
Choose the business account used by 1 in 4 US startups.
Brex business account
Bank account
FDIC coverage up to $6M
Brex business account
Bank account
MMF investment options that earn yield
Brex business account
Bank account
Easy online application
Brex business account
Bank account
No minimum balance
Brex business account
Bank account
Unlimited users & cards
Brex business account
Bank account
Helps build business credit
Brex business account
Bank account
Up to 7x rewards on every purchase
Brex business account
Bank account
Live 24/7 support
Brex business account
Bank account
Expense management & reimbursements
Brex business account
Bank account
Financial forecasting tools
Brex business account
Bank account
API & no-code integrations
Brex business account
Bank account
Top-rated mobile app
Brex business account
Bank account
1,000+ accounting integrations
Brex business account
Bank account
Explore other ways Brex helps you scale.
Get a card and account in minutes.
Open a Brex card and business account from any device in 10 minutes. All you need is a US EIN or IRS letter, incorporation and ownership details, and photo ID. If you’re not incorporated yet, we can help with that too through our partners.
Sync all your financial data.
Quickly connect your ERP to Brex for a real-time view of your funds and automatically match our categories with your GL accounts.
Automate your financial workflows.
Streamline manual processes via our API and no-code platforms like Workato and Zapier.
Earn rewards that help you scale.
Collect points on all card spend and redeem them for rewards like billboard advertising and team-building events, or straight cash back.
Save over $180K on software and services.
Get exclusive discounts on platforms that help you run your company.
Live support, 24/7.
Reach our friendly team by phone or chat to ask questions or dispute a transaction.
Start growing with Brex today.
Get 10,000 points when you spend your first $1,000 on your Brex card and another 10,000 when you spend $3,000 in 3 months on your card.
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