The Brex business account

OverviewBrex business account sign-on bonusAdd a Brex Business account to your accountAccount and routing numberYieldAllocation strategyHistory


A Brex business account is a cash management account offered by Brex Treasury, a FINRA-registered broker-dealer. While it’s not a bank account, you can use your business account to deposit checks, manage spend, and send or receive payments via ACH, check, and wire. The Brex business account lets you choose how your money is stored. Elect to keep your deposits in our partner banks with up to $6M in FDIC insurance or invest your funds in a government money market fund — or any combination of these options. You’ll always have access to your funds and can update your allocation preferences anytime. No matter how you choose to store your funds, your Brex account gives you unlimited corporate credit cards for secure, convenient spending. The cards are automatically paid daily like a debit card — while giving you cash back on USD card spend at US merchants, and helping you build your business credit. Note: Unlike debit cards, Brex cards cannot be used to make cash deposits or ATM withdrawals.

Brex business account sign-on bonus

Whether you have a Brex business account from the day you sign up or add one to your account later, you’ll be eligible for our sign-on bonus starting the day the business account opens. The sign-on bonus offers you 10,000 points when you spend $3,000 on your Brex card within three months of your Brex business account being opened. You can view how much longer you have left to meet these qualifications and earn the points in your Brex dashboard under Rewards > Marketplace > View details. Once your company has surpassed the spend requirements for your rewards bonus, please allow 7-10 business days for the points to be added to your Brex account.


The Brex Mastercard® Corporate Credit Card is issued by Emigrant Bank, Member FDIC. Terms and conditions apply. See the Brex Platform Agreement for details. Brex Treasury LLC is an affiliated SEC-registered broker-dealer and member of FINRA and SIPC that provides Brex Cash, a program that allows customers to elect to sweep uninvested cash balances into certain money market mutual funds or FDIC-insured bank accounts at partner banks. Investing in securities products involves risk, including possible loss of principal. Brex Treasury is not a bank and your Brex Cash account is not a bank account. Please see for important legal disclosures. Past performance is not necessarily indicative of future results.

Add a Brex Business account to your account

If you don’t have a Brex account yet

During the onboarding process, you can apply for a Brex business account right from the dashboard by following the steps below. Step 1: In your Brex dashboard, go to Accounts. Note: If you haven’t already verified your business, please do this first by clicking Start Verification. Step 2: Click Get Started or Continue beside Apply for financial service to begin the application. Select the financial service you would like to apply for and click Start. Step 3: Complete the application by following the application flow. Step 4: Our team will review your application and follow up via email. If you have any questions about Brex business accounts before applying, please reach out to Brex Support.

If you already have a Brex account

If you are an existing customer who wants to open your first Brex business account, any card admin on your account can access the application by following these steps in the Brex dashboard. Step 1: In your Brex dashboard, go to Company settings. Step 2: Under Plan, navigate to Business account and select Apply. Note: If you are an existing customer who wants to have multiple Brex business accounts, please follow the steps in this article.

Account and routing number

The routing number for your Brex business account with Lending Club was 211075086 and Column Bank is 121145349. You can reference this number, and other account details, in your dashboard or mobile app. These account details can be used to complete tasks such as initiating an inbound wire or ACH transfer or paying recurring bills and charges.

In your dashboard

Step 1: Go to Accounts > Business accounts > click on the specific account. Step 2: The routing number and account are displayed at the top of the business account page.

In your app

Step 1: Sign in to the Brex mobile app and tap $ at the bottom. Step 2: In the top-right corner, tap the information icon. Step 3: Tap the eye icon at the top to view your full account number. The routing number, relevant addresses, and details necessary for wire transfers will be displayed below. Step 4: Tap Share information to send or save a PDF of these details via a number of other mobile apps. Select which method you prefer.


You can find the current yield at any time by viewing our yield & fees schedule.

Allocation strategy

For your primary Brex business account, you can choose a custom percentage or specific dollar amount for allocating funds between FDIC-insured cash and money market funds (MMF). You can change the allocation strategy at any time by following the steps below.

From the Accounts tab

Step 1: Go to Accounts > Business accounts. Step 2: Select the Brex business account you’d like to change the allocation for. Select Account settings. Select Manage allocation. Step 3: Select the Allocation tab. Step 4: In the side panel, select Custom allocation > Change allocation. Step 5: Set preferences for handling future deposits. Either maintain the same percentage split or set a cap for how much you’d like swept into FDIC-insured bank accounts or money-market funds (MMF). Step 6: Review changes and click Confirm to save. For secondary accounts and beyond, you will only have the option to choose 100% FDIC or 100% MMF. You can make this election when creating a new Brex business account or update it later by following the steps above. Once changes are made, all card and Brex business account admins will receive an email notifying them that the strategy was adjusted. The updates will take effect within one business day. You can change the allocation strategy at any time.


The Brex business account was formerly referred to as a “Brex Cash account.” This product has been renamed “Brex business account” to better reflect the services and features provided. If you already had a Brex Cash account, nothing in your account has changed. You can access your account as you would normally on the Brex dashboard under Brex business account.

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