# Multiple Brex business accounts

Get answers to all of your questions regarding Brex

**URL Source:** https://www.brex.com/support/multiple-brex-business-accounts

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## Overview

If you’re approved for a Brex business account, you will have access to three different account types: checking, treasury, and vault. While you can only have one vault account and one treasury account on your Brex account, your checking account can be additionally subdivided into up to 512 distinct sub-checking accounts to help manage your funds. Note that these sub-accounts act as virtual accounts with distinct account numbers, statements, and ledgered balances, but legally are sub-accounts of a single demand deposit account under the ownership of your company at our banking partner, Column N.A., and combined are eligible for up to $250,000 of FDIC insurance.

Account admins and any other users with the [specific product capability](https://www.brex.com/custom-roles) can move funds instantly between checking accounts and transfer funds, subject to processing times, from their vault account to and from their checking accounts, or from their treasury account to and from checking accounts.

## Limits

For Brex cards with daily payments, limits are based on the aggregate balance of your Brex business account across your primary checking, treasury, and vault accounts. As you spend against your limit, your available balance will be reduced accordingly in your primary checking account, then your treasury and vault accounts. Payments will be automatically pulled daily from your primary checking account balance first, with any necessary overdraft subsequently pulled from your treasury and vault accounts, in that order.

## Adding another checking account

### In your dashboard

To create an additional checking account, follow the steps below.  
  
**Step 1:** In your Brex dashboard, navigate to _Accounts > Open account > Add checking account. _  
  
**Step 2:** Review the account features.  
  
**Step 3: **Create a name for the account to help you differentiate it from other checking accounts (i.e. “Operating Account”). Click _Next_.  
  
**Step 4:** Review the _Terms & Conditions_ and if you agree, click _Finish_.  
  
**Step 5:** On the _Business account _page under the _Accounts_ tab, you’ll now see the new account in the _Business accounts _section.

### In your app

Users can create, move money between, and manage many aspects of multiple accounts in the Brex mobile app.  
  
**Step 1:** Sign in to the Brex app and tap the _Accounts_ at the bottom of the home screen.  
  
**Step 2:** Click _Add checking account_ below your existing accounts.  
  
**Step 3:** Follow instructions to approve terms and conditions, and create an account nickname.  
  
**Step 4:** Transfer funds from an existing checking account to fund your new account and start using it.

## Customizing Brex business accounts

While you cannot change the name of your primary checking account, you can update the names of additional sub-checking accounts under _Accounts_ in your dashboard. Click the account you want to update and go to _Manage settings _> _Settings_ > _Account name_ to enter a new name.

## Account admin permissions

Account admins approved for a Brex business account can have up to 512 separate checking accounts under one EIN, all with the same permissions. Permissions can be adjusted for all accounts from the _Team_ tab of your Brex dashboard under _Users_.

## Transferring funds between your accounts

Move money easily between your accounts by following the steps below.

### In the dashboard

**Step 1:** Go to _Accounts_ > _Transfer_.  
  
**Step 2:** Choose the account you want to transfer the funds from, the account you want to transfer the funds to, and click _Next_.  
  
**Note: **You can transfer funds between your checking account and vault or treasury account as often as you like, with no cap on the amount of funds you can move. However, you cannot move funds between your vault and treasury account.  
  
**Step 3:** Enter the amount that you want to transfer and click _Next_.  
  
**Step 4:** Review the transfer details and click _Transfer funds_.

### In the app

**Step 1: **Sign in to the Brex app and tap _Accounts_ at the bottom of the home screen.  
  
**Step 2: **On the Brex business accounts page, tap _Transfer_ near the top.  
  
**Step 3: **Select which account you want money to be transferred from, and what account you’d like the money transferred to. Note that it is not possible to transfer funds between your treasury and vault account.  
  
**Step 4: **Select _Transfer amount_.  
  
**Step 5: **Confirm your transfer to immediately transfer the funds between accounts.