Using your Brex card internationally

Brex operates in USD but supports most foreign transactions. When you transact in a different currency from your billing currency, Brex applies a FX rate markup of up to 3%. Brex adjusts its exchange rates daily, including based on the wholesale rate available to Brex. The FX markup will be applied on top of the wholesale rate available to Brex. This allows you to spend in over 200 different countries worldwide. Please see our Brex card terms for more details.

ACH transfers, domestic wire transfers, sent checks, and check deposits can only be completed in USD. Inbound and outbound international wires can be completed in USD or, in certain countries, can be converted to or from the local currency. You can find the list of supported countries and their corresponding currencies here. If you choose to send an international wire transfer in a currency other than USD, the transaction will be performed with the foreign exchange rate chosen by Brex. Please see the Brex business account customer agreement for more details.

Global employees can see both reimbursements and card expenses in the original currency that the purchase was made in by going to Wallet in their dashboard, or by clicking the expense in Expenses or Spend limits details. Managers and controllers can view expenses by going to Tasks and either Expenses or Reimbursements > All expenses. They will see transactions in both USD and the original currency.

You can create spend limits in USD. To create a spend limit in non-USD, it can only have one currency. In order to set a spend limit as non-USD, you’ll need to create an expense policy in a given currency to provision spend limits in that currency. A spend limit in a given currency can support expenses in other currencies, as well. For example, a EUR spend limit can still support transactions in USD. Expenses in that spend limit will show both the Euro amount and the USD amount. For these transactions, the policy will be evaluated based on the currency exchange rate at the time of transaction. spend limit limits do not fluctuate with exchange rates — they are set and fixed in their local currency.

• Mastercard and Visa have made the decision to suspend their network services in Russia. Brex uses the Mastercard and Visa networks to support our customers' transactions.
• Card transactions are not permitted in sanctioned regions of Ukraine, which currently includes Crimea, Donetsk, and Luhansk. Transactions in non-sanctioned regions are permitted.

• Transactions to and from sanctioned regions of Ukraine are not permitted, which currently includes Crimea, Donetsk, and Luhansk. Transactions are permitted in non-sanctioned regions.
• Transactions with banks sanctioned by the US Department of Treasury are not permitted. Brex may also be obligated to block transactions conducted through these banks due to the sanctions, which could result in holding your funds.
• Transactions with Sberbank will not be permitted as of March 25, 2022.

Users may not access their Brex account from sanctioned regions of Ukraine, which currently includes Crimea, Donetsk, and Luhansk. Users may access their Brex account from non-sanctioned regions.