How can I request a higher credit limit?
We understand that there may be months you need to spend more than your credit limit allows. There are a number of ways that you can request a higher credit limit. Please reference the relevant section below.
Credit limits are dynamic by design and are adjusted on a regular basis depending on your company's spending patterns, cash balance, and sales (if you're an ecommerce company).
Option 1: Update bank data
If you currently have an existing bank connection with Brex, it may need to be reconnected. This will ensure that we have the most up-to-date picture of your finances and can adjust your credit limit appropriately. If you're having issues reconnecting, please read I'm having issues connecting my bank account to Brex.
If you don’t currently have a bank connection with Brex, you can send us your most recent bank statements instead. Please reach out to our support team so that we can provide you with a secure link to do so.
Option 2: Link an additional bank account to Brex
Connecting another funding source to your Brex account will increase your aggregate cash balance, thus increasing your credit limit. Please read How can I connect an additional bank account to Brex?.
Option 3: Connect your sales platform(s) to Brex (Ecommerce)
Approved ecommerce customers may link their sales platforms to Brex and give us read-only access. With this visibility over your 30-day net sales, we’ll adjust your credit limit accordingly.
Ecommerce account admins can set up new connections by following these instructions: How do I connect my ecommerce payouts to Brex?.
If you’re unsure whether your company is eligible for this option, please contact Brex Support.If none of these options work for you, we recommend reading When my team hits our credit limit, how can I free up more spending room?.