Brex merchant categories
Overview
Here’s a complete list of the merchant categories that Brex uses. These merchant category code (MCC) controls can be used to block or allow (pre-authorization rules) spend through category and merchant controls at the expense policy or spend limit level. They can also be used to flag spend for review (rather than blocking the spend outright) at the expense policy level (post-authorization rules). These controls are determined by the data we get from the card network. Though we use a custom machine learning model to improve the data, our systems may not always assign the correct merchant category. To avoid unintended transaction blocks, you can set MCC controls to flag the transaction for review at the policy level. Doing so will flag expenses for review rather than outright block them. Note: We recommend not to implement too many (single-digits) pre-authorization rule sets that counteract one another. This can cause merchant categories to be flagged incorrectly and potentially blocked. To update an expense's merchant category, please contact Brex Support.
Category list
- Advertising/marketing
- Airline expense
- Bank/financial fees
- Bars and nightlife
- Books and newspapers
- Car rental
- Charity
- Clothing
- Conferences
- Consultant/contractor
- Corporate insurance
- Digital goods
- Electronics
- Event expenses
- Facilities expenses
- Fees, licenses, and taxes
- Flowers
- Food delivery
- Furniture
- Gambling
- Gas and fuel
- General merchandise
- Grocery
- Laundry
- Legal services
- Lodging
- Medical
- Memberships & clubs
- Office supplies
- Other business expenses
- Other travel expenses
- Parking expenses
- Political donations
- Private air travel
- Public transportation
- Recurring software and SaaS
- Rent
- Restaurants
- Rideshare and taxis
- Servers
- Shipping
- Software (non-recurring)
- Telephony
- Toll and bridge fees
- Training and education
- Travel wifi
- Utilities
- Vehicle expenses