To maintain your Brex account as a US business, we need a physical address. You can use a residential address if you're currently operating your business from a residence. For international founders, if you do not have a physical address in the US we also accept virtual offices or registered…
To qualify for Brex, a company is required to: Be incorporated in the US Have a US EIN (Employer Identification Number) Operate in the US Provide or have plans to provide services and products to US customers Employ/contract or have plans to employ/contract US personnel In addition to the requirements…
To make Brex available to businesses that operate internationally, we ship physical credit cards to most international addresses. When you request a physical card in your Brex dashboard, you’ll be asked to select your country. There you can enter your international address.
During the application process, we may ask for a PDF of your IRS letter to confirm your EIN. However, if you’ve recently registered with the IRS, there can be a delay before you receive that document by mail.
You can confirm which of our payment schedules you were approved for by following the steps below. Step 1. Click your company's name at the top right of your dashboard and select Settings > Bank connections. Step 2.
Brex supports growing businesses worldwide. International founders without a physical address in the United States are welcome to apply, as long as they have the following: US incorporation US EIN US billing address–we allow international founders to use a PO Box or virtual office.
To comply with the Know Your Customer (KYC) US regulatory requirements, we may ask for your social security number during the application process. This number will not be used to underwrite your account.
Brex is here for you from Day 1 and our card limits are designed to grow with you. We offer cards and cash management for every stage of business and can even help get your business incorporated through our partners.
A shell company is a corporation without active business operations or significant assets, where the true business ownership isn’t revealed. Shell companies don’t create products, sell products, or generate revenue. If your company doesn’t have customers/relations with shell companies, please answer No to this question on your application
You can check your application status at any time by signing in to the Brex dashboard. Please allow our team 5-7 business days to review your application after it has been submitted. We will be in touch if additional information is required.
If you haven't received the activation email after a few minutes, please check your spam folder. Because this is your first email from Brex, your inbox may be filtering it out. Alternatively, you can resend the activation email by clicking the Resend button.
If you have not yet submitted your application, you may leave your application as is and resume using the same sign-in credentials at a later date instead. Otherwise, please reach out to our support team to have your application withdrawn.
During the application process, Brex requires verification of an applicant's ID. We accept: Passports (and passport cards) US driver's license State ID cards Note: All forms of identification must be currently active and not expired.
During the application process, Brex requires a description of your business. This description can be submitted in PDF format, as a one-page document, or a sales deck that summarizes the core details of your business and its product/service offering.
During the application process, Brex requires confirmation of a valid business incorporation type and EIN. Incorporating your business requires converting it from a sole proprietorship to a formally recognized and state-registered company.
Thanks for applying for a Brex account! It can take up to 15 business days to review your application. In some cases, your application will be approved, but we’ll still require additional information. You’ll then be assigned follow-up tasks via email or through your dashboard.
Once your account has been fully approved, you can start using it immediately. For Brex Cash, you’ll first need to add funds to your account. There’s no limitation on whether your first inbound transfer is a check, wire, or ACH.
Applying for Brex won’t impact your personal credit score in any way.
There are some industries that aren’t eligible for Brex accounts. Our Prohibited and Restricted Activities page provides examples of those industries. Note: This list is not exhaustive. Please contact us if you’re unsure whether your business or business activities are permitted by Brex.
If you’re currently registered as a sole proprietor, you’ll need to form a business–such as an LLC, LLP, C-corp, B-corp, or S-corp–before you’ll be eligible for a Brex account. To do so, please follow these steps: Step 1: Start a Brex application by clicking Open an account at Brex.com.
We partner with LegalZoom to help sole proprietorships incorporate and become eligible to use Brex. Here’s how it works: Step 1: Apply for Brex and during the application flow, form your business entity with LegalZoom (if you’re not yet incorporated).
As long as your application has not been submitted, you can go back and edit your application details at any time. If your application has already been submitted, please reach out to our support team for assistance. Note: Your application details will be saved automatically as you fill them in.
If your company does not have a company website yet, you can enter www.nowebsite.com to move forward with your application. To provide our team with the information they will need to review your application, please reach out to our support team with a business one-pager.
We appreciate working with nonprofits on a case-by-case basis. Please apply to Brex and we’ll get in touch with you. We’ll need the following information as part of your application: Form 990 from the past two years Information board of directors and governance/bylaws 501(c)(3) designation and articles of incorporation If…
We’re passionate about helping business owners achieve their dreams and don't charge fees or interest, but Brex is not a nonprofit organization. We receive a small fee from merchants for each purchase made with Brex cards.
We use compliance attestation forms to fulfill specific US government requirements. Any company that provides financial services or products will need to complete this form. Please fill out the form to the best of your ability. Make sure you answer all questions.
Thanks for your continued interest in Brex! We have a few options for reapplying, depending on the circumstances of your previous application. Please refer to the relevant section below. You previously didn’t qualify for Brex If you didn’t qualify for a Brex account when you first applied, we may be…
Brex does not process physical mail–including bank statements, application documents, and physical checks. The best way to send us your bank statements or application documents is by uploading them in your dashboard.
If your company as a whole is incorporated in the US and has an EIN, then your international branches would be eligible for Brex as long as they are legally part of the company and not a separate entity. The subsidiary does not need to have US employees or customers.
In order to meet regulatory obligations and prevent money laundering, we’re required to collect the identifying information belonging to the beneficial owners and controlling officers of any company that opens an account with us.
An EIN is an “Employer Identification Number”: A 9-digit number that is issued by the IRS and used to uniquely identify legal entities operating in the United States. Think of it as a Social Security Number (SSN) for your business.
To learn more about what a certificate of good standing is and how to get one, please read this Gusto help center article.
Brex uses an IRS letter (form CP 575 or 147-C) to verify your business name and Employer Identification Number. To successfully upload this document on your dashboard, please ensure it meets the following specifications: The document is in PDF format.