Thanks for applying for a Brex account! You can expect to have your application reviewed within the next 15 business days. Note: Applying for Brex won’t impact you or your employees’ personal credit score in any way.
Brex does not process physical mail–including bank statements, application documents, and physical checks. The best way to send us your bank statements or application documents is by uploading them in your dashboard.
In addition to the requirements listed on our website, we analyze a company’s business model, source of funds, spending patterns, and other areas that may pose a higher risk to Brex and our partners. Meeting the requirements below does not guarantee you will be approved for a Brex account.
During the application process, Brex requires confirmation of a valid business incorporation type and EIN. Incorporating your business requires converting it from a sole proprietorship to a formally recognized and state-registered company.
To make Brex available to businesses that operate internationally, we ship physical credit cards to most international addresses. When you request a physical card in your Brex dashboard, you’ll be asked to select your country. There you can enter your international address.
ID We use photo IDs as part of our Know Your Customer (KYC) requirements for account creation. Social security number To comply with the Know Your Customer (KYC) US regulatory requirements, we may ask for your social security number during the application process.
Shell companies A shell company is a corporation without active business operations or significant assets, where the true business ownership isn’t revealed. Shell companies don’t create products, sell products, or generate revenue. If your company doesn’t have customers/relations with shell companies, please answer No to this question on your application.
During the application process, we may ask for a PDF of your IRS letter to confirm your EIN. However, if you’ve recently registered with the IRS, there can be a delay before you receive that document by mail.
You can confirm which of our payment schedules you were approved for by following the steps below. Step 1. Click your company's name at the top right of your dashboard and select Settings > Bank connections. Step 2.
If you haven't received the activation email after a few minutes, please check your spam folder. Because this is your first email from Brex, your inbox may be filtering it out. Alternatively, you can resend the activation email by clicking the Resend button.
During the application process, Brex requires verification of an applicant's ID. We accept: Passports (and passport cards) US driver's license State ID cards Note: All forms of identification must be currently active and not expired.
We’re passionate about helping business owners achieve their dreams and don't charge fees or interest, but Brex is not a nonprofit organization. We receive a small fee from merchants for each purchase made with Brex cards.
We use compliance attestation forms to fulfill specific US government requirements. Any company that provides financial services or products will need to complete this form. Please fill out the form to the best of your ability. Make sure you answer all questions.
Thanks for your continued interest in Brex! We have a few options for reapplying, depending on the circumstances of your previous application. Please refer to the relevant section below. You previously didn’t qualify for Brex If you didn’t qualify for a Brex account when you first applied, we may be…
If your company as a whole is incorporated in the US and has an EIN, then your international branches would be eligible for Brex as long as they are legally part of the company and not a separate entity. The subsidiary does not need to have US employees or customers.