Issue virtual cards as soon as you're approved
Create virtual cards for online purchases right away. Use with Apple Pay, Google Pay, or Samsung Pay.
Higher credit limits with no interest or fees
Your credit limit is based on your cash or sales, not on your personal credit score.
Built-in fraud protection and zero liability
Find peace of mind with advanced fraud monitoring and concierge dispute resolution.
Healthy cash balance
Companies with a good amount of cash in the bank can get access to credit limits based on their balance.
Ecommerce companies with a track record of consistent sales can get access to much-needed credit ahead of their sales cycles.
Never worry about fraud or disputes
Advanced fraud prevention, enhanced 2FA, and robust card management tools help you avoid fraudulent activity. Our support team has your back throughout any payment dispute.
How do I know if I qualify?
Our underwriting technology helps us see if your company is the right fit for a Brex card the moment you connect to our systems.
Companies that have healthy cash balances or sales should consider using Brex.
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The instant decision lets you see if the issuer is likely to accept you without risking damage to your credit score. The approval is conditional and is subject to a full check of your credit history.
The issuer will use this information to confirm that you meet the eligibility requirements and carry out a preliminary credit check. The higher your credit score, the more likely you are to be approved. Following this, they may offer you a conditional approval, which is subject to a further review of your financial situation and credit history.
You may be able to access your credit account immediately upon approval, using virtual cards or banking apps.
Bear in mind that virtual cards and instant credit information may be temporary. This means that you should avoid setting up automatic billing services until you have received your permanent card details.