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Startup banking that takes every dollar further.

Modern checking, treasury, and vault in one place — start earning 4.46% yield* from day one, with no hidden fees.

Brex is a financial technology company, not a bank. Checking accounts and banking services provided by Column N.A., Member FDIC.

TRUSTED BY 1 IN EVERY 3 STARTUPS

Protect your cash and extend your runway.

Open an account in minutes to get the best of checking, treasury, and FDIC insurance — with 24/7 global support.

CHECKING

Move money fast, worldwide.

Banish hidden bank fees and simplify your deposits, payments, and payroll with Brex.

  • Automate bills and payments with ACH and checks

  • Send wires in over 40 currencies

  • Automate spend controls and approval flows

CHECKING

Move money fast, worldwide.

Banish hidden bank fees and simplify your deposits, payments, and payroll with Brex.

  • Automate bills and payments with ACH and checks

  • Send wires in over 40 currencies

  • Automate spend controls and approval flows

TREASURY

Earn 4.46% yield from day one.

Brex comes with access to yield-earning treasury from the day you open your business account.

  • Maximize earnings with no minimums or transaction fees

  • Earn up to 4.46% yield with 100% liquidity

  • Use auto transfers to earn on unused operating cash

TREASURY

Earn 4.46% yield from day one.

Brex comes with access to yield-earning treasury from the day you open your business account.

  • Maximize earnings with no minimums or transaction fees

  • Earn up to 4.46% yield with 100% liquidity

  • Use auto transfers to earn on unused operating cash

VAULT

Stash your cash with confidence.

There’s a better way to save — put it in the vault** for 24x FDIC protection and the diversification of a CFO’s dreams.

  • Get up to $6M in FDIC coverage through 20+ program banks

  • Enjoy 24/7 support and enterprise-grade security

  • Transfer funds into your checking account anytime

VAULT

Stash your cash with confidence.

There’s a better way to save — put it in the vault** for 24x FDIC protection and the diversification of a CFO’s dreams.

  • Get up to $6M in FDIC coverage through 20+ program banks

  • Enjoy 24/7 support and enterprise-grade security

  • Transfer funds into your checking account anytime

$361M

Total yield earned by customers on Brex

"Our Brex business account allows us to generate yield on our cash while seamlessly processing wires and ACH transactions. It's the best of both worlds."

John Melas-Kyriazi, Co-Founder & CEO

standard metrics
standard metrics

$361M

Total yield earned by customers on Brex

"Our Brex business account allows us to generate yield on our cash while seamlessly processing wires and ACH transactions. It's the best of both worlds."

John Melas-Kyriazi, Co-Founder & CEO

standard metrics
standard metrics
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Banking_financial stack
Banking_financial stack

Bank on a financial stack that scales with you.

Explore our startup stack 

Get the world’s most powerful card

Get 40x higher credit limits by pairing a Brex business account with Brex corporate cards.

Explore Brex cards 

Pay bills without lifting a finger

Never enter another invoice — automate your accounts payable process with integrated bill pay.

Reduce manual accounting work

Brex integrates with QuickBooks, Sage Intacct, NetSuite, & more to keep your transaction in sync.

See how banking through Brex stacks up.

Brex

Mercury

Traditional banks

Brex

Mercury

Traditional banks

No treasury transaction fees

No treasury transaction fees

Earn yield immediately

Start investing on day 1

Only after depositing $500K+

Earn yield immediately

Start investing on day 1

Only after depositing $500K+

Global money movement

40+ currencies

20 currencies, 1% fee

Varies

Global money movement

40+ currencies

20 currencies, 1% fee

Varies

100% liquidity and fast transfers

0 – 1 days

Up to 5 days

100% liquidity and fast transfers

0 – 1 days

Up to 5 days

Industry-leading FDIC insurance

Up to $6M through program banks

Up to $5M through program banks

$250K

Industry-leading FDIC insurance

Up to $6M through program banks

Up to $5M through program banks

$250K

Up to 40x higher card limits

Up to 40x higher card limits

Integrated, automated bill pay

Included

Limited

Limited

Integrated, automated bill pay

Included

Limited

Limited

24/7 live support

Varies

24/7 live support

Varies

FAQ

Insights on banking for startups.

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Powering the next generation of startups with modern banking

Who you bank with matters. Set yourself up for success from Day 1 with a powerful banking experience tailored to startups.

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Get more from every dollar.

Scale faster with a free account that makes it easy to save, spend, and grow your cash.

Get started
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banking-footer

Get more from every dollar.

Scale faster with a free account that makes it easy to save, spend, and grow your cash.

Get started