# Brex vs Ramp: A complete side by side comparison Compare Ramp vs Brex and discover key differences. See why companies prefer Brex for smarter spend management, business banking, and global corporate cards. **URL Source:** https://www.brex.com/versus/ramp --- Ramp can't keep up. Growing companies choose Brex. If you want to scale faster, do more with less, and operate globally, Brex is the obvious choice. [Compare using AI](https://chatgpt.com/?q=Draft+a+decision+matrix+comparing+the+two+options+across+five+criteria+you+find+from+https://brex.com/versus/ramp+to+highlight+why+Brex+makes+the+most+sense+for+my+business.+Feel+free+to+question+me+to+get+more+information+about+my+business+afterwards) ![Compete awards (1)](https://brand.brex.com/transform/7b89275a-32a5-48ea-b137-e59695d06cb4/Compete-awards-1) Trusted by leaders in every industry, from startups to enterprises ![Plaid](https://brand.brex.com/transform/47ff4d05-3a78-479b-aa39-cdbe1b62afb5/Plaid-grey) ![Liquid death](https://brand.brex.com/transform/87a0722a-6667-4b4d-b90b-b96d0d40e3f9/Liquid-death-grey) ![Cluely](https://brand.brex.com/transform/2848e173-fd25-4615-a69a-ab778acde72b/Cluely-grey) ![Five guys](https://brand.brex.com/transform/e6606fa9-7c68-4de9-b260-c11fd7e3cc77/Five-guys-grey) ![OpenAI](https://brand.brex.com/transform/eaaef924-a147-4300-b0bb-102378a21643/OpenAI) ![Anthropic](https://brand.brex.com/transform/e0fa4dcd-db9a-4ee3-818a-40950dc8b0ca/Anthropic-grey) ![Hex](https://brand.brex.com/transform/fe84e695-c40b-45e9-b401-cb0cbe02ed8a/Hex-grey) ![Gong](https://brand.brex.com/transform/fa8ed1bc-63e8-4897-b906-ad8fb1f0c58b/HP-gong-grey) ![Robinhood](https://brand.brex.com/transform/d9e6908f-09a1-4d3d-bbab-3a6e893c23cd/Robinhood-grey) ![Barstool sports](https://brand.brex.com/transform/47278b1f-2eba-4e21-99f7-2260b081fdda/IND-barstool-logo) ![Canva](https://brand.brex.com/transform/86716b0f-ec8b-4aa4-a291-48f2389df3b1/Canva-grey) ![Claires](https://brand.brex.com/transform/35a1f7a3-e40c-4761-a6bf-9cfa6d21e795/Claire-s-grey) Here’s why top companies choose Brex over Ramp. ### Expense are done in seconds. ![Compete_AI](https://brand.brex.com/transform/04e9c2b5-c633-4d65-afc3-743298b818b5/Compete_AI) Expense are done in seconds. Every employee gets an Brex AI Assistant that does their expenses for them. You get 99% compliance on average. [Explore expense management](https://www.brex.com/product/expense-management) ### Global, multi-currency operations. ![Compete_global](https://brand.brex.com/transform/885b5d2e-335e-4284-a28b-be260fa5f690/Compete_global) Global, multi-currency operations. Save money and time by operating in 210+ countries and up to 100 currencies, from cards and limits to reimbursements. [Explore Brex global](https://www.brex.com/product/global) ### Powerful banking that earns yield. ![Compete_banking](https://brand.brex.com/transform/561b75bb-5b3a-411f-a638-6ff1b9a8dfad/Compete_banking) The best banking, the highest returns. Earn up to 4.36%. Brex offers powerful banking and a treasury product designed to earn yield with same-hour liquidity. [Explore Brex banking](https://www.brex.com/product/business-account) ### Photo ![Teddy-Collins-SeatGeek-thumbnail](https://brand.brex.com/transform/dde69ebd-85da-45a7-9469-d3b7baed954e/Teddy-Collins-SeatGeek-thumbnail) ### Quote “Brex helps us achieve a 99% employee compliance rate with its AI automations.” — Teddy Collins, EVP, Finance, SeatGeek ### “One less thing to think about!” “One less thing to think about!” “Brex provides you with one place to track all expenses for the team. I have visibility into what I have spent and what my team has spent before submitting to finance.” ![g2 stars](https://brand.brex.com/transform/3d7727d8-945d-4a73-93c8-e5ef55d0e954/g2-stars) ### “An automated solution” “An automated solution” “Brex has become invaluable to us as it eliminates tasks in expense management. Brex cards have significantly enhanced our control over spending limits with great efficiency.” ![g2 stars](https://brand.brex.com/transform/3d7727d8-945d-4a73-93c8-e5ef55d0e954/g2-stars) ### “The best platform ever!” “The best platform ever!” “Brex has been a game-changer for me at multiple companies. The platform is fast, reliable, and built for growing businesses. Spend tracking, easy virtual cards, smooth integrations, it all just works.” ![g2 stars](https://brand.brex.com/transform/3d7727d8-945d-4a73-93c8-e5ef55d0e954/g2-stars) See how Brex beats Ramp. | | Brex | Ramp | |---|---|---| | Virtual and physical credit cards | | | | Reimbursements | | | | Automated receipts and memos | | | | ERP integrations that continuously sync transaction data | | | | 24/7 live support for the whole team | | | | 95% customer satisfaction score | | | | Seamless multi-entity cards and spend limits for unlimited entities | | | | Global B2B payments with no hidden fees | | | | In-app travel solution with group travel, rail, and duty of care | | | | Embedded solutions with third-party enterprise travel platforms | | | | AI Assistant for touch-free expense reporting | | | | Cards, limits, reimbursements, and payments in up to 100 currencies | | | | Checking with up to 20x FDIC coverage and treasury in one account | | | | Integrated invoicing that gets you paid faster | | | | Same-hour liquidity on funds held in treasury | | | | Auto-reversing accruals with NetSuite | | | | Rewards that fuel growth: offsites, billboards, cash back, swag, and more | | | | Co-branded cards | | | Trusted by finance teams across every industry. ![Summer release_pre-footer](https://brand.brex.com/transform/29f86b29-c7a0-4439-a5a5-ddbfe64246b2/Summer-release_pre-footer) Don’t settle for Ramp. There’s a reason why companies around the world at every stage of growth pick Brex over Ramp. Join for free and experience it for yourself. [Get started for free](https://www.brex.com/signup) ## Brex vs Ramp FAQ ### Is it easy to switch from Ramp to Brex? Yes. Brex’s dedicated implementation and onboarding support can have your teams up and running in no time. With a deep knowledge of other systems and their configuration capabilities, our team knows how to migrate your existing solution, including your [ramp credit card](https://www.brex.com/spend-trends/corporate-credit-cards/ramp-business-credit-card-review) accounts, over to Brex for an incredibly easy transition. And if you ever need a bit of extra help? Brex has 24/7 support to answer any questions you have — including dedicated phone, chat, and video support for admins and bookkeepers. ### Why switch to Brex from Ramp? Brex is built to help businesses scale. It has corporate cards, bill pay, expense management, reimbursements, travel, and budgets — all in one place. Not only does this make it easier for your employees to comply with policies and spend limits, it gives your finance team more control over how you allocate and manage spend before it happens. At a high level, comparing Brex vs Ramp and other Ramp competitors, you get: - Maximum control over spend before it happens with Live Budgets. - Truly global payments, with locally-issued cards and currencies. - Fully automated expenses for 1000s of merchants. - A user experience that is more intuitive for employees. - In-app travel with access to pre-negotiated discounts. - The ability to manage global spending in one place. ### How do Brex points and rewards compare to Ramp's cashback? Brex rewards include access to over $180,000 in partner perks, plus multipliers on the most popular categories including 2x on software, 3x on restaurants, and 4x on trips booked with Brex Travel. Combined with higher limits and yield using Brex Business Account, Brex gives you more spending power in the market. ### How can Brex help with corporate travel booking? Brex allows you to set up pre-approved budgets and policies for booking and managing travel and events. Which means that employees simply have to log into their account, and can book flights and accommodations according to the assigned budget and policy all without leaving Brex. And when employees arrive at the destination of their trip, they can use their Brex card to expense taxis, dinners, or whatever other expenses you’ve approved within their travel policy. It’s a truly integrated corporate travel booking system — and one of the big reasons finance teams chose Brex when comparing Brex vs Ramp and other Ramp competitors. ### How does Brex improve real-time visibility of spend vs Ramp? If you're comparing Brex vs Ramp and looking for more visibility over spend — Brex has you covered. With Live Budgets™ on Brex you can group and delegate spend across your organization with sub-budgets and spend limits. This gives you more top down control to view and manage your spending, by giving a live look at your actuals vs budgets. It also empowers employees to spend smarter with built-in policies and controls that automate expenses and improve compliance. ## Related Articles ### [Numeral case study](https://www.brex.com/resources/customer/numeral) **Description:** See how Numeral cut month-end close time by 80% and unified financial operations after switching from Ramp to Brex's all-in-one platform. **Excerpt:** See how Numeral cut month-end close time by 80% and unified financial operations after switching from Ramp to Brex's all-in-one platform. **Tags:** Corporate credit cards, Expense management, Travel, Business banking, Startups ### [Chargeback case study](https://www.brex.com/resources/customer/chargeback) **Description:** See how Chargeback saved 20 hours a month on expenses, achieved 100% reconciliation accuracy, and earned over $100,000 in rewards on Brex. **Excerpt:** See how Chargeback saved 20 hours a month on expenses, achieved 100% reconciliation accuracy, and earned over $100,000 in rewards on Brex. **Tags:** Corporate credit cards, Expense management, Accounting, Startups, Business banking ### [Superhuman case study](https://www.brex.com/resources/customer/superhuman) **Description:** Superhuman is saving 4 hours per month on expense reporting and keeping teams on budget by switching to Brex for all-in-one expense management. **Excerpt:** Superhuman is saving 4 hours per month on expense reporting and keeping teams on budget — all while improving the user experience — by switching to Brex for all-in-one expense management. **Tags:** Midmarket, CFO/finance leader, System consolidation, Expense management, Financial discipline and cost savings