Brex vs Ramp

Ramp hero (10)Ramp hero (10)

Spend management that actually scales.

Ramp is a small business credit card with basic limits and controls. Brex helps you spend smarter with AI-powered budgets, expenses, travel, and payments — at a truly global scale.

Get started
Ramp hero - mobile
Ramp hero - mobile

Spend management that actually scales.

Ramp is a small business credit card with basic limits and controls. Brex helps you spend smarter with AI-powered budgets, expenses, travel, and payments — at a truly global scale.

Get started
Ramp competitor page - logo garden
Logo Garden - mobile

3 reasons the world’s best companies prefer Brex.

Booking-Travel
Booking-Travel

Fully automated travel and expenses.

Auto-capture expense receipts and boost compliance with an AI-powered assistant. Plus, book travel and group events on Brex with pre-negotiated discounts on flights, hotels, and car rentals.

Explore our T&E solution 
Travel 1
Travel 1

Global cards, controls, and payments.

Stop unwanted spend before it happens with Live Budgets and dynamic spend limits. Brex even enables global spending in more currencies than anyone else for both cards and payments.

Global platform 4
Global platform 4

Integrated cash management and bill pay.

Earn 4.89% yield with same-day liquidity with the Brex business account. And with integrated bill pay, it’s easy to automate invoice entry, approval, payment, and reconciliation all in one place.

Lemonade
Lemonade

“Consolidating onto Brex’s global cards for our teams around the world allows us to see and analyze spend across our entities in one dashboard — all while operating in local currencies."

— Mike Duffy, Director, Assistant Controller, Lemonade

See the case study 

See how Brex compares to Ramp.

Brex

Ramp

Brex

Ramp

Virtual and physical credit cards

Virtual and physical credit cards

Reimbursements

Reimbursements

Fully automated expenses for 1000s of merchants

Fully automated expenses for 1000s of merchants

Top-rated mobile app in Apple App Store (4.9 ⭐)

Top-rated mobile app in Apple App Store (4.9 ⭐)

Smart, scalable budgets

Smart, scalable budgets

In-app travel booking

In-app travel booking

Truly global cards and payments

US-based, FX fees

Truly global cards and payments

US-based, FX fees

Cash account with FDIC and treasury

Cash account with FDIC and treasury

Award-winning NetSuite integration

Partner of the Year for 2023

Award-winning NetSuite integration

Partner of the Year for 2023

24/7 live support

Not 24/7, chat only for admins

24/7 live support

Not 24/7, chat only for admins

Don’t just take our word for it.

Capterra-Logo
Capterra-Logo

“A streamlined solution”

5-Star
5-Star

“Brex has become invaluable to us as it eliminates the need to grapple with finding answers for simple tasks in expense management. The inclusion of Brex cards has significantly enhanced our control over spending limits, while the user-friendly tools provided have facilitated comprehensive oversight of all operations with great efficiency.”

G2_logo
G2_logo

“One less thing to think about!”

5-Star
5-Star

“Brex provides you with one place to track all expenses for the team. I have visibility into what I have spent and what my team has spent before submitting to finance. It is easy to drag and drop receipts into each item to show justification and add notes and categories to those items so we know where the money is going and on what.”

Capterra-Logo
Capterra-Logo

“An advanced system for managing expenses”

5-Star
5-Star

“Brex artificial intelligence helped us automate expense models, whereby recording expenses in detail and sending them for approval and also archiving them on the cloud is done quickly, and tracking spending at the enterprise level has become easier, as reports include expenses in detail, which enables decision makers to make decisions and also ensuring that spending is done correctly and within specified budgets.”

Even more reasons you’ll love Brex.

A global corporate card.

Accepted in 210 countries and territories and available in 20+ currencies.

Spend smarter 

Automated bill payments.

AI-powered invoice scanning and auto-approvals mean less manual work.

Discover bill pay 
CTA-Concur-BG

Switch to Brex today.

There’s a reason so many teams choose Brex vs Ramp and other corporate cards. Brex is the AI-powered global spend platform that automates expense work and enables unprecedented policy compliance and accuracy.

Get started
Signup Illustration
CTA-Concur-BG

Switch to Brex today.

There’s a reason so many teams choose Brex over Ramp and other corporate cards. Brex is the AI-powered global spend platform that automates expense work and enables unprecedented policy compliance and accuracy.

Get started
Signup Illustration

Brex vs Ramp FAQ