Stablecoins are coming to Brex. Move money globally, 24/7.

For too long, companies have been forced to choose between speed and control. Brex is committed to ending that compromise by reimagining what modern banking can be — again.

Soon, customers will be able to accept stablecoins with automatic conversion into USD in their Brex business accounts, send stablecoins directly from their USD balances, and pay Brex card balances with stablecoins. All within seconds, and all without fees.

What stablecoins unlock

Stablecoins are cryptocurrencies designed to stay stable in value. The most commonly used stablecoin in the US is USDC, which is backed by actual US dollars held in reserve, meaning 1 USDC = $1 USD.

You can think of stablecoins as digital cash that can travel instantly anywhere in the world, with no borders or business hours. They give you the speed and global reach of cryptocurrency without the wild price swings.

Why traditional payments are holding you back

Imagine it's Friday afternoon, and a wholesale purchase opportunity comes across your desk. You could win a significant reduction in your costs if you can send payment in time — the only problem is, the seller is in Singapore. With traditional banks, you're looking at a wire transfer that won't settle until the following Wednesday at the earliest, if everything goes perfectly. That's 3+ business days of delays, plus $50+ in fees.

Most typical payment processes face these same issues:

Wire transfers: Miss the FedWire cutoff on a Friday? Your payment waits until Monday. International wires are even worse, as they typically involve multiple intermediary banks, each with their own fees and delays, and your SWIFT instructions must meet a wide range of different local regulations or else risk return.

Currency conversion: Banks routinely charge 2%+ FX markups on international payments, which can cost thousands of dollars for larger transactions. Plus, there’s always a risk that a bank may convert your currency without your explicit instruction.

Traditional ACH: Even the most widely used payment rail in the US is limited to a few batches during standard business hours, and cannot process anything over $1M sooner than 1 business day. Your payment could get returned up to 2 days after sending, and you may face restrictions on how much you can fund your traditional bank account via ACH.

The result? Wasted time and money that slows growth and distracts you from what matters most - building your business.

How stablecoins on Brex break the traditional trade-offs

No delays. No juggling platforms. Just stablecoins seamlessly integrated into the Brex platform to offer cutting-edge payments with the reach, security, and performance of Brex’s global stack.

Direct partnerships, zero fees

Brex will support free, instant conversion in and out of USDC. That means no conversion fees, no hidden costs, and no minimum balances. The same dollar you receive in USDC will convert to $1 USD, whether you're moving $1,000 or $10 million.

One platform for all payments

Consolidate all of your payments on Brex, including with stablecoins, in the same place you manage your corporate cards, bill pay, treasury, and banking. No more switching between platforms to move your money more efficiently.

When you pay a contractor, vendor, or card statement in USDC, it automatically appears in your cash flow reports. When you need to reconcile transactions for your monthly close, everything is in one place with consistent categorization and reporting. With everything natively integrated, you gain real-time visibility and unmatched operational speed.

Built for companies to scale faster

Our platform is built for companies that want to operate faster, with more control. Stablecoins on Brex give you the freedom to operate without restrictions or delays. You get complete control over how you move your money, 24/7.

This means the ability to process large transactions without manual approval delays, and infrastructure that can handle sudden spikes in transaction volume during market events or business milestones.

What this means for how you run your business

When a partner wants to close a deal over the weekend, or when a critical contractor needs payment before they can start work, you’ll be able to move instantly while others are stuck waiting for bank transfers.

When you need to make an early card payment on a Sunday so you can keep running a winning ad campaign, you’ll be able to send payment straight to Brex without delay.

And when it comes time to reconcile it all at the end of the month, you’ll be able to do it with ease - with one place for all your global transactions, regardless of how payment was sent or received.

Be the first to access stablecoins

Leading crypto and blockchain companies like Figure, Solana, and Alchemy choose Brex as their financial platform, and have already signed up to be first in line for our new stablecoin payments. Join them on the waitlist, and get access to stablecoins payment as soon as they are available on Brex.

Join the waitlist.

Brex intends to provide accurate information but cannot guarantee this content is current, correct, or complete.