Brex vs Mercury

Ramp hero (10)Ramp hero (10)

Get a full financial stack, from day one.

Mercury gives you no-frills banking with limited functionality. Brex gives you a business account, credit card, bill pay, travel, and reimbursements — all in one scalable solution.

Get started
Ramp hero - mobile
Ramp hero - mobile

Get a full financial stack, from day one.

Mercury gives you no-frills banking with limited functionality. Brex gives you a business account, credit card, bill pay, travel, and reimbursements — all in one scalable solution.

Get started
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Logo Garden - mobile

Why 1 in 3 venture-backed startups prefer Brex.

BBA
BBA

Optimize your operating cash.

Earn 4.88% yield and access 100% of your funds any time with the Brex business account. There are no minimum balances or waiting periods — just a full financial suite from day one.

Explore our business account 
SubSol-Startups-JTBD1.2_HighLimit
SubSol-Startups-JTBD1.2_HighLimit

Increase your working capital.

Scale faster with 20x higher credit limits, powerful card controls, and industry-leading rewards. Brex gives you everything you need to save, spend, and grow your money.

Spend limits
Spend limits

Gain more control of spend.

Set customizable limits and embedded controls across cards and reimbursements, and manage spend before it happens. Every dollar is tracked in real-time, for unmatched visibility.

Salley-Logo
Salley-Logo

"Brex is our main solution for everything finance related. We use it for cards, we use it to manage our banking. We love the points, and we love the perks that come along with being a customer.”

— Richard Mensah, Founder & CEO, Salley

See how Brex compares to Mercury.

Brex

Mercury

Brex

Mercury

Virtual and physical credit cards

Virtual and physical credit cards

No treasury fees

No treasury fees

Up to $6M in FDIC-insurance

Up to $6M in FDIC-insurance

Access 100% of your funds anytime

3+ days

Access 100% of your funds anytime

3+ days

Global card issuance and payments

Global card issuance and payments

Fully automated expenses for 1,000s of merchants

Fully automated expenses for 1,000s of merchants

Smart, scalable budgets

Smart, scalable budgets

In-app travel booking

In-app travel booking

Award-winning NetSuite integration

Partner of the Year for 2023

Award-winning NetSuite integration

Partner of the Year for 2023

24/7 live support

24/7 live support

#1 rated mobile app (4.9 ⭐)

#1 rated mobile app (4.9 ⭐)

Don’t just take our word for it.

Capterra-Logo
Capterra-Logo

“Every startup should use Brex”

5-Star
5-Star

“It's easy to integrate, intuitive to use, and professionally tracks expenses for cash and credit. All while integrating into out accounting software. Throw in the rewards program and it's a no-brainer...”

G2_logo
G2_logo

“Awesome”

5-Star
5-Star

“Brex makes creating a business account seamless and efficient. No unnecessary fees. Having a dedicated customer service rep is incredible. The ability to use it worldwide with 0 foreign transaction fees, international shipping cards to team members, virtual cards, and excellent spend management makes tracking spending easy.”

Capterra-Logo
Capterra-Logo

“Cash flow for startups”

5-Star
5-Star

“Brex is the only company that would offer us credit, and for that I'm grateful. They give us the flexibility we need to grow the business by buying things today that we’ll be able to pay back in most cases less than a week. Traditional banks don’t care to understand my business and just decline, Brex gets startups.”

Even more reasons you’ll love Brex.

A global corporate card.

Accepted in 210 countries and territories and available in 20+ currencies.

Spend smarter 

Automated bill payments.

AI-powered invoice scanning and auto-approvals mean less manual work.

Discover bill pay 
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Switch to Brex today.

There’s a reason so many teams choose Brex over Mercury “bank”. Brex is the AI-powered global spend platform that automates expense work and enables unprecedented policy compliance and accuracy.

Get started
Signup Illustration
CTA-Concur-BG

Switch to Brex today.

There’s a reason so many teams choose Brex over Mercury “bank”. Brex is the AI-powered global spend platform that automates expense work and enables unprecedented policy compliance and accuracy.

Get started
Signup Illustration

Brex vs Mercury FAQ