# Brex vs Mercury: A complete side by side comparison Struggling to choose between Brex and Mercury? This in-depth comparison breaks down which offers the best features, rewards, integrations, and user experience. **URL Source:** https://www.brex.com/versus/mercury --- ![Ramp hero (10)](https://brand.brex.com/transform/5454dcaf-e251-45a0-a0c3-f928d6cddb99/Ramp-hero-10) Get a full financial stack, from day one. Mercury gives you no-frills banking with limited functionality. Brex gives you a business account, credit card, bill pay, travel, and reimbursements — all in one scalable solution. [Open account](https://www.brex.com/signup) ![Ramp competitor page - logo garden](https://brand.brex.com/transform/85438d51-7d4a-4147-bafe-dbe9ec7d2051/Ramp-competitor-page-logo-garden) Why 1 in 3 venture-backed startups prefer Brex. ### Maximize earnings, minimize risk. ![BBA](https://brand.brex.com/transform/79e74433-3280-4110-9729-f9d19c164d89/BBA) Earn yield, stay liquid. Earn up to 4.36% with no hidden fees and no minimums. Brex offers a treasury product designed to earn yield with same-hour liquidity. [Explore our business account](https://www.brex.com/product/business-account) ### Increase your working capital. ![SubSol-Startups-JTBD1.2_HighLimit](https://brand.brex.com/transform/bbc41da3-62b6-45d4-bd22-060567f408b4/SubSol-Startups-JTBD1-2_HighLimit) Increase your working capital. Scale faster with up to 30x higher credit limits, powerful card controls, and rewards that fuel growth. Brex gives you everything you need to save, spend, and grow your money. [Explore our startups solution](https://www.brex.com/solutions/startups) ### Gain more control of spend. ![Spend limits](https://brand.brex.com/transform/46fc768f-2f8f-49da-b465-71fc42f402c0/Spend-limits) Gain more control of spend. Set customizable limits and embedded controls across cards and reimbursements, and manage spend before it happens. Every dollar is tracked in real-time, for unmatched visibility. [Explore spend controls](https://www.brex.com/platform/spend-limits) ![Pangea logo](https://brand.brex.com/transform/1083a5e4-f763-48fe-a630-b8a3a29cb3d5/Pangea-logo) "Other banking products required $500,000 minimums to access money market and yield accounts. Brex’s banking product is very competitive on its own, but not requiring a minimum balance to earn yield was incredibly appealing.” — Adam Alpert, Co-founder, Pangea See how Brex compares to Mercury. | | Brex | Mercury | |---|---|---| | Virtual and physical credit cards | | | | No minimum treasury balance | | | | Up to $6M in FDIC-insurance | | | | Access invested funds | | | | Global card issuance and payments | | | | Fully automated expenses for 1,000s of merchants | | | | Smart, scalable budgets | | | | In-app travel booking | | | | Award-winning NetSuite integration | | | | 24/7 live support | | | | #1 rated mobile app (4.9 ⭐) | | | Don’t just take our word for it. ![Capterra-Logo](https://brand.brex.com/transform/50ab90de-b097-4d6e-a351-08ff1367aac2/Capterra-Logo) “Every startup should use Brex” ![5-Star](https://brand.brex.com/transform/e0e1944e-5670-4a45-8e10-c3019fbfeda1/5-Star) “It's easy to integrate, intuitive to use, and professionally tracks expenses for cash and credit. All while integrating into out accounting software. Throw in the rewards program and it's a no-brainer...” ![G2_logo](https://brand.brex.com/transform/94405940-566b-4c40-8294-3671fe86aca6/G2_logo) “Awesome” ![5-Star](https://brand.brex.com/transform/e0e1944e-5670-4a45-8e10-c3019fbfeda1/5-Star) “Brex makes creating a business account seamless and efficient. No unnecessary fees. Having a dedicated customer service rep is incredible. The ability to use it worldwide with 0 foreign transaction fees, international shipping cards to team members, virtual cards, and excellent spend management makes tracking spending easy.” ![Capterra-Logo](https://brand.brex.com/transform/50ab90de-b097-4d6e-a351-08ff1367aac2/Capterra-Logo) “Cash flow for startups” ![5-Star](https://brand.brex.com/transform/e0e1944e-5670-4a45-8e10-c3019fbfeda1/5-Star) “Brex is the only company that would offer us credit, and for that I'm grateful. They give us the flexibility we need to grow the business by buying things today that we’ll be able to pay back in most cases less than a week. Traditional banks don’t care to understand my business and just decline, Brex gets startups.” Even more reasons you’ll love Brex. A global corporate card. Accepted in 210 countries and territories and available in 20+ currencies. Business travel, reimagined. Book and manage travel and events with exclusive rates on flights and hotels. Smart spend management. Manage global spend and close the books in real time — all in one place. Automated bill payments. AI-powered invoice scanning and auto-approvals mean less manual work. A business account for growing companies. Manage funds in an account that earns up to 4.36%, with fast, global payments. One app for everything. Manage expenses, travel, payments, and get live support — anywhere in the world. ![Signup Illustration](https://brand.brex.com/transform/d9ab580b-fa31-40d4-891b-e5e1453c0447/Signup-Illustration) Switch to Brex today. There’s a reason so many teams choose Brex over Mercury “bank”. Brex is the AI-powered global spend platform that automates expense work and enables unprecedented policy compliance and accuracy. ## Brex vs Mercury FAQ ### Is it easy to switch from Mercury to Brex? Yes. Brex’s dedicated implementation and onboarding support can have your teams up and running in no time. With a deep knowledge of other systems and their configuration capabilities, our team knows how to migrate your existing solution over to Brex for an incredibly easy transition. And if you ever need a bit of extra help? Brex has 24/7 support to answer any questions you have — including dedicated phone, chat, and video support for admins and bookkeepers. ### Why is Brex better than Mercury? Brex is built to help businesses scale — from day one. It has corporate cards, bill pay, expense management, reimbursements, travel, and budgets — all in one place. Not only does this make it easier for your employees to comply with policies and spend limits, it gives your finance team more control over how you allocate and manage spend before it happens. At a high level, comparing Brex vs Mercury “bank” and other Mercury competitors, you get: - A high-yield, FDIC-insured business account with same-day liquidity. - Maximum control over spend before it happens with Live Budgets. - Truly global payments, with locally-issued cards and currencies. - Fully automated expenses for 1000s of merchants. - A user experience that is more intuitive for employees. - In-app travel with access to pre-negotiated discounts. - Real-time visibility into card transactions. - The ability to manage global spending in one place. ### How can Brex help with corporate travel booking? Brex allows you to set up pre-approved budgets and policies for booking and managing travel and events. Which means that employees simply have to log into their account, and can book flights and accommodations according to the assigned budget and policy all without leaving Brex. And when employees arrive at the destination of their trip, they can use their Brex card to expense taxis, dinners, or whatever other expenses you’ve approved within their travel policy. It’s a truly integrated corporate travel booking system — and one of the big reasons finance teams chose Brex over Mercury and other Mercury competitors. ### How does Brex improve real-time visibility of spend vs Mercury? Looking for a Mercury bank alternative that gives you more visibility over spend? Brex has you covered. With Live Budgets™ on Brex you can group and delegate spend across your organization with sub-budgets and spend limits. This gives you more top down control to view and manage your spending, by giving a live look at your actuals vs budgets. It also empowers employees to spend smarter with built-in policies and controls that automate expenses and improve compliance.