# Brex vs Amex | Make the switch to Brex today Brex has a more widely accepted corporate card, with 20x higher limits and proactive spend controls. See why companies prefer Brex vs Amex and its competitors. **URL Source:** https://www.brex.com/versus/amex --- ### Text BREX VS AMEX Say goodbye to expense reports and annual fees. Brex helps you issue cards everywhere, for every use case, while keeping management simple and efficient. Amex is a high-fee corporate card focused on T&E. ![SEM reviews](https://brand.brex.com/m/30adbd4bc07fd446/webimage-SEM-reviews.jpg) ### Image ![sem-billpay-hero](https://brand.brex.com/transform/6ca0df08-d2a7-416d-b45d-598bc505978e/sem-billpay-hero) Join 30,000+ teams spending smarter on Brex. 3 reasons finance leaders choose Brex over Amex. ### Get a smarter corporate card. ![SEM_apply-in-minutes](https://brand.brex.com/transform/b78dd067-13e5-4b50-aa6e-630e58dd5440/SEM_apply-in-minutes) Consolidate your card program. Grow from a few executives to global teams, entities, and subsidiaries. Brex consolidates spend for every use case: travel & expense, p-cards, bill pay, central travel programs, and more. [Explore our credit card](https://www.brex.com/product/credit-card) ### Automate manual workflows. ![SEM-spend_automate](https://brand.brex.com/transform/70db8656-b03f-4473-a6c1-b8524ca90dd9/SEM-spend_automate) Automate manual workflows. Automate card management and accounting reconciliation by integrating with your ERP and HR software. Use Brex cards to power payments in your ERP, procurement software, and travel software. [Explore accounting automation](https://www.brex.com/platform/accounting-automation) ### Earn better rewards. ![sem-spend-rewards](https://brand.brex.com/transform/3d05b003-fd68-4b9f-824e-691fb61ad404/sem-spend-rewards) Earn better rewards. Get up to 7x points on business spend with no category caps​. Redeem for cash back, miles, gift cards, billboards, offsites, and more. Plus, unlock partner perks worth over $180K (from AWS, UPS, and more). [Explore rewards](https://www.brex.com/product/rewards) ![aura bora logo](https://brand.brex.com/transform/f013e837-c028-461a-8b4b-962976766844/aura-bora-logo) “With Brex, we immediately had access to 30 to 40 times the amount of money that Chase or Amex would have given us." — Paul Voge, Founder, Aura Bora See how Brex compares to Amex. ### Rewards and perks | | Brex | Amex | |---|---|---| | Up to 7x rewards with multipliers that don’t cap out | ✓ | | | Redeem for cash back, miles, statement credit, gift cards, billboards, offsite planning, and more | ✓ | | | Discounts on essential business services like AWS, QuickBooks, and Slack | ✓ | | ### Fees and costs | | Brex | Amex | |---|---|---| | Zero annual card fees | ✓ | | | No foreign transaction fees | ✓ | | | Free expense management | ✓ | | | Instantly generated, unlimited virtual cards | ✓ | | ### Credit and spending | | Brex | Amex | |---|---|---| | Accepted virtually anywhere that takes credit card | ✓ | | | No personal guarantee required | ✓ | | | Up to 20-30x higher credit limits | ✓ | | | Auto-enforced spend controls by category and merchant | ✓ | | | Multiple spend policies on one employee card | ✓ | | | Every type of business spend (T&E, vendor spend, software, shipping, p-cards, benefits) | ✓ | | | Underwrite new global entities in hours | ✓ | | ### Software | | Brex | Amex | |---|---|---| | Modern user experience and software | ✓ | | | Integrated software at no extra cost | ✓ | | | Auto-generate IRS-compliant, itemized receipts | ✓ | | | Auto-reconcile and code transactions to accounting software | ✓ | | | Sync your HRIS to automatically issue new employee cards, transfer cards, and revoke cards | ✓ | | | Get instant dashboard updates and real-time alerts for transactions | ✓ | | | Manage global entities with a single login | ✓ | | ### Integrations and support | | Brex | Amex | |---|---|---| | Pre-built software integrations, including NetSuite | ✓ | | | 24/7 live customer support | ✓ | | | Fraud prevention | ✓ | | Don’t just take our word for it. ![G2_logo](https://brand.brex.com/transform/94405940-566b-4c40-8294-3671fe86aca6/G2_logo) “Flexible and easy-to-use” ![5-Star](https://brand.brex.com/transform/e0e1944e-5670-4a45-8e10-c3019fbfeda1/5-Star) “Brex has the most tech-friendly approach of any corporate card I've used. Brex removes the need for expense reports, making my travel experience (and post-travel experience) much easier than the previous systems I'd used that required multiple apps and websites.” ![Capterra-Logo](https://brand.brex.com/transform/50ab90de-b097-4d6e-a351-08ff1367aac2/Capterra-Logo) “Super easy UX and excellent platform” ![5-Star](https://brand.brex.com/transform/e0e1944e-5670-4a45-8e10-c3019fbfeda1/5-Star) “Blows away even innovative platforms like Amex. Live receipt photos are a nice feature when entertaining clients. Reporting and payment canceling is on point - what an incredible product. Oh yeah, the B2B payments platform is incredibly user-friendly too - goodbye to old-school ACH.” ![G2_logo](https://brand.brex.com/transform/94405940-566b-4c40-8294-3671fe86aca6/G2_logo) “Expenses made simple!” ![5-Star](https://brand.brex.com/transform/e0e1944e-5670-4a45-8e10-c3019fbfeda1/5-Star) “Brex is exceptionally useful when travelling; users have per diem expenses auto-approved with just a simple memo to explain what it is. With previous expense management tools, I would often spend 10+ hours working through my expenses after a week-long trip, with Brex I log memos as I go & haven't had to do any logging post my trips.” ![Signup Illustration](https://brand.brex.com/transform/d9ab580b-fa31-40d4-891b-e5e1453c0447/Signup-Illustration) Switch to Brex today. There’s a reason so many teams choose Brex over Amex. Brex is the AI-powered global spend platform that automates expense work and enables unprecedented policy compliance and accuracy. ## Brex vs Amex FAQ ### Is it easy to switch from Amex to Brex? Yes. Brex’s dedicated implementation and onboarding support can have your teams up and running in no time. With a deep knowledge of other systems and their configuration capabilities, our team knows how to migrate your existing solution over to Brex for an incredibly easy transition. And if you ever need a bit of extra help? Brex has 24/7 support to answer any questions you have — including dedicated phone, chat, and video support for admins and bookkeepers. ### Why is Brex better than Amex? Brex is built to help businesses scale their [spend management](https://www.brex.com/product/spend-management). It has corporate cards, bill pay, expense management, reimbursements, travel, and budgets — all in one place. Not only does this make it easier for your employees to comply with policies and spend limits, it gives your finance team more control over how you allocate and manage spend before it happens. At a high level, comparing Brex vs Amex and other Amex competitors, you get: - Maximum control over spend before it happens with spend limits. - Truly global payments, with locally-issued cards and currencies. - Fully automated expenses for 1000s of merchants. - A user experience that is more intuitive for employees. - In-app travel with access to pre-negotiated discounts. - Real-time visibility into card transactions. - The ability to manage global spending in one place. ### How do Brex points and rewards compare to Amex? [Brex rewards](https://www.brex.com/product/rewards) allow you to earn points on every dollar spent, and access to over $350,000 in [partner perks](https://www.brex.com/product/rewards). Plus, earn multipliers on the most popular categories including 2x on software, 3x on restaurants, and 4x on trips booked with Brex Travel. Combined with higher limits and yield using Brex Business Account, Brex gives you more spending power in the market. You can even redeem your earned Brex points for things like billboards with help from top media buyers, offsites, executive coaching, airline miles, cash back, or statement credits. You have the flexibility to use your points however is most effective for your business. ### How can Brex help with corporate travel booking? Brex allows you to set up [pre-approved spend limits](https://www.brex.com/platform/spend-limits) and policies for [booking and managing travel](https://www.brex.com/product/travel-expense-management) and events. Which means that employees simply have to log into their account, and can book flights and accommodations according to the assigned budget and policy all without leaving Brex. And when employees arrive at the destination of their trip, they can use their Brex card to expense taxis, dinners, or whatever other expenses you’ve approved within their travel policy. It’s a truly integrated corporate travel booking system — and one of the big reasons finance teams chose Brex over Amex and other Amex competitors. ### How does Brex improve real-time visibility of spend vs Amex? Looking for an Amex alternative that gives you more visibility over spend? Brex has you covered. With Live Budgets™ on Brex you can group and delegate spend across your organization with sub-budgets and spend limits. This gives you more top down control to view and manage your spending, by giving a live look at your actuals vs budgets. It also empowers employees to spend smarter with built-in policies and controls that automate expenses and improve compliance.