Vice President, Credit & Underwriting (Remote) | Career Opportunities | Brex
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Vice President, Credit & Underwriting (Remote)

Vice President, Credit & Underwriting (Remote)

Why join us

Brex is reimagining financial systems so every growing company can realize their full potential. As the financial OS, we’re building software and services in one place—disrupting long-entrenched institutions with products and experiences that better serve the ambitions of our customers.

Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career.

Credit Risk at Brex

The Credit Risk Team at Brex is responsible for managing the Company’s loss mitigation, credit risk appetite, underwriting operations and counter-party credit risk. The team works cross functionally across data science, capital markets and finance to develop policies, processes and models for new products and to modify existing risk models, optimizing profitability. The team helps distill the credit risk management policies and procedures into materials that are then shared with regulators, financial partners and lenders. 

What you’ll do

The VP, Credit will be responsible for the performance of Brex’s multi million dollar credit risk exposure and the credit risk and underwriting teams. This person will work across business, capital markets, product and data teams to develop innovative underwriting approaches while maintaining Brex’s premier risk management brand. 

Responsibilities

  • Develop credit risk management policy for new credit products, coordinating across data science, capital markets, finance and operations 
  • Adjust and modify existing credit risk policy for existing products by responding to customer feedback, investor feedback and macroeconomic changes 
  • Determine company-level and segment-level credit risk appetite and translate this risk appetite into product financial goals 
  • Be the external face of Brex’s credit risk with lenders, regulators and business development partners 
  • Lead a  high performing team of credit risk professionals and underwriters monitoring Brex’s billion dollar credit exposure portfolio 
  • Ensure smooth, efficient and accurate underwriting processes 
  • Collaborate with Servicing Operations  on critical policies and procedures, serving as the final decision maker 
  • Serve as the decision maker for the largest and most complex credit risk decisions at the Company 
  • Serve as the business counterpart to credit risk data science by providing key industry insights, inputs and direction 
  • Serve as a key thought partner collaborating with Product and Engineering teams in establishing the prioritization roadmap 

Requirements

  • Strong understanding of institutional credit, risk drivers and underwriting 
  • Minimum 7 years work experience in financial or financial sector 
  • Minimum 5 years work experience in credit / risk management 
  • Ability to present in front of external partners including banks, regulators and lenders 
  • Strong business acumen including the ability to understand company financial and product goals and translate them into credit risk management 
  • Ability to understand key inputs and outputs of complex credit risk models 
  • Ability to thrive in solving  unstructured business problems
  • Strong presentation and organizational skills
  • Strong partnership skills to ensure seamless communication across key growth partners in the organization 
  • Ability to drive change, influence without authority and deliver results

Bonus points

  • Fintech / high growth company experience 
See Life @ Brex->
Open an account

Careers

Vice President, Credit & Underwriting (Remote)

Vice President, Credit & Underwriting (Remote)

Why join us

Brex is reimagining financial systems so every growing company can realize their full potential. As the financial OS, we’re building software and services in one place—disrupting long-entrenched institutions with products and experiences that better serve the ambitions of our customers.

Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career.

Credit Risk at Brex

The Credit Risk Team at Brex is responsible for managing the Company’s loss mitigation, credit risk appetite, underwriting operations and counter-party credit risk. The team works cross functionally across data science, capital markets and finance to develop policies, processes and models for new products and to modify existing risk models, optimizing profitability. The team helps distill the credit risk management policies and procedures into materials that are then shared with regulators, financial partners and lenders. 

What you’ll do

The VP, Credit will be responsible for the performance of Brex’s multi million dollar credit risk exposure and the credit risk and underwriting teams. This person will work across business, capital markets, product and data teams to develop innovative underwriting approaches while maintaining Brex’s premier risk management brand. 

Responsibilities

  • Develop credit risk management policy for new credit products, coordinating across data science, capital markets, finance and operations 
  • Adjust and modify existing credit risk policy for existing products by responding to customer feedback, investor feedback and macroeconomic changes 
  • Determine company-level and segment-level credit risk appetite and translate this risk appetite into product financial goals 
  • Be the external face of Brex’s credit risk with lenders, regulators and business development partners 
  • Lead a  high performing team of credit risk professionals and underwriters monitoring Brex’s billion dollar credit exposure portfolio 
  • Ensure smooth, efficient and accurate underwriting processes 
  • Collaborate with Servicing Operations  on critical policies and procedures, serving as the final decision maker 
  • Serve as the decision maker for the largest and most complex credit risk decisions at the Company 
  • Serve as the business counterpart to credit risk data science by providing key industry insights, inputs and direction 
  • Serve as a key thought partner collaborating with Product and Engineering teams in establishing the prioritization roadmap 

Requirements

  • Strong understanding of institutional credit, risk drivers and underwriting 
  • Minimum 7 years work experience in financial or financial sector 
  • Minimum 5 years work experience in credit / risk management 
  • Ability to present in front of external partners including banks, regulators and lenders 
  • Strong business acumen including the ability to understand company financial and product goals and translate them into credit risk management 
  • Ability to understand key inputs and outputs of complex credit risk models 
  • Ability to thrive in solving  unstructured business problems
  • Strong presentation and organizational skills
  • Strong partnership skills to ensure seamless communication across key growth partners in the organization 
  • Ability to drive change, influence without authority and deliver results

Bonus points

  • Fintech / high growth company experience 
See Life @ Brex->

Careers

Vice President, Credit & Underwriting (Remote)

Vice President, Credit & Underwriting (Remote)

Why join us

Brex is reimagining financial systems so every growing company can realize their full potential. As the financial OS, we’re building software and services in one place—disrupting long-entrenched institutions with products and experiences that better serve the ambitions of our customers.

Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career.

Credit Risk at Brex

The Credit Risk Team at Brex is responsible for managing the Company’s loss mitigation, credit risk appetite, underwriting operations and counter-party credit risk. The team works cross functionally across data science, capital markets and finance to develop policies, processes and models for new products and to modify existing risk models, optimizing profitability. The team helps distill the credit risk management policies and procedures into materials that are then shared with regulators, financial partners and lenders. 

What you’ll do

The VP, Credit will be responsible for the performance of Brex’s multi million dollar credit risk exposure and the credit risk and underwriting teams. This person will work across business, capital markets, product and data teams to develop innovative underwriting approaches while maintaining Brex’s premier risk management brand. 

Responsibilities

  • Develop credit risk management policy for new credit products, coordinating across data science, capital markets, finance and operations 
  • Adjust and modify existing credit risk policy for existing products by responding to customer feedback, investor feedback and macroeconomic changes 
  • Determine company-level and segment-level credit risk appetite and translate this risk appetite into product financial goals 
  • Be the external face of Brex’s credit risk with lenders, regulators and business development partners 
  • Lead a  high performing team of credit risk professionals and underwriters monitoring Brex’s billion dollar credit exposure portfolio 
  • Ensure smooth, efficient and accurate underwriting processes 
  • Collaborate with Servicing Operations  on critical policies and procedures, serving as the final decision maker 
  • Serve as the decision maker for the largest and most complex credit risk decisions at the Company 
  • Serve as the business counterpart to credit risk data science by providing key industry insights, inputs and direction 
  • Serve as a key thought partner collaborating with Product and Engineering teams in establishing the prioritization roadmap 

Requirements

  • Strong understanding of institutional credit, risk drivers and underwriting 
  • Minimum 7 years work experience in financial or financial sector 
  • Minimum 5 years work experience in credit / risk management 
  • Ability to present in front of external partners including banks, regulators and lenders 
  • Strong business acumen including the ability to understand company financial and product goals and translate them into credit risk management 
  • Ability to understand key inputs and outputs of complex credit risk models 
  • Ability to thrive in solving  unstructured business problems
  • Strong presentation and organizational skills
  • Strong partnership skills to ensure seamless communication across key growth partners in the organization 
  • Ability to drive change, influence without authority and deliver results

Bonus points

  • Fintech / high growth company experience 
See Life @ Brex->